Survey of Bank Lending 2008 Q1

appetite for risk. The banks expect a further tightening of credit standards in 2008 Q1, particularly with regard to commercial real estate. The reasons for this are complex,

Overall credit standards for households showed little change in Q3, in line with banks’ expectations in Q2 (see Chart 2). A slight easing in credit standards was reported for

Banks reported that total household credit demand slowed less sharply than expected in 2009 Q1 (see Chart 1). Banks expect total household demand for loans to increase in 2009

Banks do not expect any changes in credit standards, loan conditions, lending rates, margins on loans or corporate credit demand in 2017 Q4.. Household credit demand is expected

Banks reported that total household credit demand slowed in 2008 Q4 compared with 2008 Q3 (see Chart 1). The fall in demand was somewhat sharper than expected. Banks expect

The funding situation and the economic outlook contributed most to the tightening of banks’ credit standards (see Chart 6). All the factors contributed to a greater extent

Banks reported a continued increase in total credit demand from non-financial corporations in 2009 Q4, while demand for fixed-rate loans was unchanged in 2009 Q4 (see Chart

Banks report that margins on lending to households fell in Q1 (see Chart 3). Banks expect lending margins to fall further in Q2. No changes were reported in other credit