Norges Bank’s Survey of Bank Lending

Banks continued to tighten credit standards for corporate loans in 2008 Q2. Tightening of lending standards for the commercial real estate sector was considerable compared with

Credit standards for households are reported to be approximately unchanged in Q3 (see Chart 2). In the survey for Q2, banks expected overall credit standards to remain

Banks reported that total household demand picked up somewhat in 2009 Q3 (see Chart 1). The increase was less than banks expected in Q2 and primarily applied to demand for

Banks expect broadly unchanged overall credit standards for enterprises, but some tightening on loans to the commercial real estate sector ahead. Several banks commented that

Banks expect overall corporate credit demand to remain unchanged in 2012 Q3, but the utilisation rate of credit lines is expected to increase. In the previous quarter,

Credit standards for both households and enterprises were little changed and banks also expect credit standards to remain approximately unchanged in Q3.. Margins on household

In the period ahead, banks expect broadly unchanged credit standards for both households and enterprises.. Participating banks were asked to assess developments in credit

For both households and enterprises in Q3, banks expect minor changes in credit demand, credit standards, loan conditions and margins on loans.. Lending