Norges Bank’s Survey of Bank Lending

Even  though  banks  stated  that  credit  standards  for  enterprises  were  approximately  unchanged,  some  factors  were  reported  to  have  a  slightly  negative 

1 Norges Bank’s quarterly bank lending survey is a qualitative survey of banks’ credit standards and their assessments of credit demand.. The ten largest banks in the Norwegian

Commercial real estate (CRE) loans account for the largest share of banks’ corporate lending 9 , but banks report lower Pd and LGd figures for this type of exposure than for

Banks expect overall corporate credit demand to remain unchanged in 2012 Q3, but the utilisation rate of credit lines is expected to increase. In the previous quarter,

appetite for risk. The banks expect a further tightening of credit standards in 2008 Q1, particularly with regard to commercial real estate. The reasons for this are complex,

Looking ahead, banks expect household credit demand to remain broadly unchanged overall, but anticipate a continued fall in demand for home equity lines of credit and

Credit standards for both households and enterprises were little changed and banks also expect credit standards to remain approximately unchanged in Q3.. Margins on household

Banks do not expect any changes in credit standards, loan conditions, lending rates, margins on loans or corporate credit demand in 2017 Q4.. Household credit demand is expected