Norges Bank’s Survey of Bank Lending.

The result has been higher lending margins (see Chart 3). Factors affecting credit standards. Positive net percentage balances for lending margins and fees denote tighter

Credit standards for households are reported to be approximately unchanged in Q3 (see Chart 2). In the survey for Q2, banks expected overall credit standards to remain

Banks report a slight tightening of credit standards for households in Q1 (see Chart 2), primarily due to the need to increase capital adequacy ratios.. For the first

Overall credit standards for households showed little change in Q3, in line with banks’ expectations in Q2 (see Chart 2). A slight easing in credit standards was reported for

Banks reported that total household credit demand slowed less sharply than expected in 2009 Q1 (see Chart 1). Banks expect total household demand for loans to increase in 2009

Credit standards for both households and enterprises were little changed and banks also expect credit standards to remain approximately unchanged in Q3.. Margins on household

Banks do not expect any changes in credit standards, loan conditions, lending rates, margins on loans or corporate credit demand in 2017 Q4.. Household credit demand is expected

For both households and enterprises in Q3, banks expect minor changes in credit demand, credit standards, loan conditions and margins on loans.. Lending