Norges Bank’s Survey of Bank Lending

If all banks responded 'much easier to obtain credit' on all factors,the resulting figure would be 14.... 2020 Q3 −

Banks also reported somewhat higher funding costs and a slight fall in household and corporate lending margins.. Lending

Banks reported somewhat lower lending margins in Q3, driven by higher funding costs along with an approximately unchanged interest rate level (Charts 9 and 10).. Banks reported

Banks report little change in credit standards for households in Q1, as expected (Chart 2), and no substantial changes are expected in Q2.. Banks report that margins on lending

Banks reported that total household credit demand slowed in 2008 Q4 compared with 2008 Q3 (see Chart 1). The fall in demand was somewhat sharper than expected. Banks expect

Credit standards for households are reported to be approximately unchanged in Q3 (see Chart 2). In the survey for Q2, banks expected overall credit standards to remain

Banks reported tighter loan conditions for maximum loan-to-income and loan-to-value ratios and for interest-only periods in Q3 (Chart 3). Banks reported lower

As expected, banks reported higher margins on loans to enterprises (Chart 7). Banks expect mar- gins to continue to rise in Q3. Banks indicated no. changes in other loan