Norges Bank’s Survey of Bank Lending

Overall credit standards for households showed little change in Q3, in line with banks’ expectations in Q2 (see Chart 2). A slight easing in credit standards was reported for

Banks reported that total household credit demand slowed less sharply than expected in 2009 Q1 (see Chart 1). Banks expect total household demand for loans to increase in 2009

Credit standards for both households and enterprises were little changed and banks also expect credit standards to remain approximately unchanged in Q3.. Margins on household

Banks reported somewhat lower lending margins in Q3, driven by higher funding costs along with an approximately unchanged interest rate level (Charts 9 and 10).. Banks reported

In the period ahead, banks expect broadly unchanged credit standards for both households and enterprises.. Participating banks were asked to assess developments in credit

For both households and enterprises in Q3, banks expect minor changes in credit demand, credit standards, loan conditions and margins on loans.. Lending

Banks reported that total household demand picked up somewhat in 2009 Q3 (see Chart 1). The increase was less than banks expected in Q2 and primarily applied to demand for

As expected, banks reported higher margins on loans to enterprises (Chart 7). Banks expect mar- gins to continue to rise in Q3. Banks indicated no. changes in other loan