Lending Norges Bank’s Survey of Bank

Overall credit standards Expected credit standards next quarter Lending margin Expected lending margin next quarter.. Change from

Overall credit standards Expected credit standards next quarter Lending margin Expected lending margin next quarter.. Change from

Banks report little change in credit standards for households in Q1, as expected (Chart 2), and no substantial changes are expected in Q2.. Banks report that margins on lending

Banks reported that total household credit demand remained approximately unchanged in 2009 Q2 compared with 2009 Q1 (see Chart 1).. Total household credit demand thus increased less

Credit standards for households are reported to be approximately unchanged in Q3 (see Chart 2). In the survey for Q2, banks expected overall credit standards to remain

As expected, banks reported higher margins on loans to enterprises (Chart 7). Banks expect mar- gins to continue to rise in Q3. Banks indicated no. changes in other loan

Banks report that margins on lending to households fell in Q1 (see Chart 3). Banks expect lending margins to fall further in Q2. No changes were reported in other credit

Banks reported falling household credit demand in 2010  Q1  (see  Chart  1).  In  the  previous  quarter,  they  had  expected  broadly unchanged  demand  ahead.