Lending Norges Bank’s Survey of Bank

net balances for lending margins, collateral requirements, equity capital requirements and fees denote tighter credit standards. Negative net balances for maximum loan maturity

Banks reported falling household credit demand in 2010  Q1  (see  Chart  1).  In  the  previous  quarter,  they  had  expected  broadly unchanged  demand  ahead. 

1 Norges Bank’s quarterly bank lending survey is a qualitative survey of banks’ credit standards and their assessments of credit demand.. The ten largest banks in the Norwegian

Overall credit standards Expected credit standards next quarter Lending margin Expected lending margin next quarter.. Change from

Negative net percentage balances for maximum loan maturity denote tighter credit standards Source: Norges Bank. Chart 7 Change in loan conditions for

Banks expect overall corporate credit demand to remain unchanged in 2012 Q3, but the utilisation rate of credit lines is expected to increase. In the previous quarter,

Norges Bank’s quarterly bank lending survey is a qualitative survey of banks’ credit standards and their assessments of credit demand.. The ten largest banks in the Norwegian

Overall credit standards Expected credit standards next quarter Lending margin Expected lending margin next quarter.. Change from