NORGES BANK’S SURVEY OF BANK LENDING

Credit standards for households are reported to be approximately unchanged in Q3 (see Chart 2). In the survey for Q2, banks expected overall credit standards to remain

Banks reported that total household demand picked up somewhat in 2009 Q3 (see Chart 1). The increase was less than banks expected in Q2 and primarily applied to demand for

Negative net percentage balances for maximum loan maturity denote tighter credit standards Source: Norges Bank. Chart 7 Change in loan conditions for

Banks expect overall corporate credit demand to remain unchanged in 2012 Q3, but the utilisation rate of credit lines is expected to increase. In the previous quarter,

Banks reported that total household credit demand slowed less sharply than expected in 2009 Q1 (see Chart 1). Banks expect total household demand for loans to increase in 2009

Banks reported somewhat lower lending margins in Q3, driven by higher funding costs along with an approximately unchanged interest rate level (Charts 9 and 10).. Banks reported

In the period ahead, banks expect broadly unchanged credit standards for both households and enterprises.. Participating banks were asked to assess developments in credit

Banks report little change in credit standards for households in Q1, as expected (Chart 2), and no substantial changes are expected in Q2.. Banks report that margins on lending