Strong Growth in Consumer Credit

76 Commission Delegated Regulation (EU) No 231/2013 of 19.12.2012 supplementing Directive 2011/61/EU of the European Parliament and of the Council with regard to exemptions,

regulates financial institutions (bank, mortgage credit institu- tion, finance companies, insurance undertaking, pension undertaking, financial holding companies, payment

An abstract characterisation of reduction operators Intuitively a reduction operation, in the sense intended in the present paper, is an operation that can be applied to inter-

Sources: Finanstilsynet (Financial Supervisory Authority of Norway) and Norges Bank.. Chart 1.15 Funding costs for Norwegian banking groups 1). Sources: Bloomberg, Stamdata, DNB

Sources: Finanstilsynet (Financial Supervisory Authority of Norway), SNL Financial and Norges Bank.. Including and excluding assumed effects of IFRS 9. Sources: Statistics Norway

Our results based on monthly aggregate data for 268 Norwegian banks and credit companies 3 suggest that banks’ gross capital inflows (as a fraction of banks’ total market funding)

Source: Finanstilsynet (Financial Supervisory Authority of Norway).. 1 Outstanding volume of covered bonds and price fall in percent. Overcollateralisation will be below 2% given

Data on quantity sold are also collected for 21 of the groups of consumer goods which are determined by means of sales figures and the consumption matrix. These figures are used