NORGES BANK’S MONEY MARKET SURVEY
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Norges Bank’s quarterly bank lending survey is a qualitative survey of banks’ assessment of credit demand and credit standards.. The ten largest banks in the Norwegian credit
Banks report little change in credit standards for households in Q1, as expected (Chart 2), and no substantial changes are expected in Q2.. Banks report that margins on lending
Banks reported that total household credit demand slowed in 2008 Q4 compared with 2008 Q3 (see Chart 1). The fall in demand was somewhat sharper than expected. Banks expect
Banks reported that total household credit demand remained approximately unchanged in 2009 Q2 compared with 2009 Q1 (see Chart 1).. Total household credit demand thus increased less
Credit standards for households are reported to be approximately unchanged in Q3 (see Chart 2). In the survey for Q2, banks expected overall credit standards to remain
Banks reported that total household demand picked up somewhat in 2009 Q3 (see Chart 1). The increase was less than banks expected in Q2 and primarily applied to demand for
Banks report that margins on lending to households fell in Q1 (see Chart 3). Banks expect lending margins to fall further in Q2. No changes were reported in other credit
Banks reported falling household credit demand in 2010 Q1 (see Chart 1). In the previous quarter, they had expected broadly unchanged demand ahead.