Staff Memo

New features include an explicit treatment of the credit market, including a separate banking sector, a role for housing services and house prices, and the option of

Chart 5: Problem loans 1) as a percentage of loans to households and enterprises. 2) All figures are for parent banks and refer to book values. The data relate to the three

1) All national banks and banking groups including subsidiaries and branches abroad in addition to subsidiaries and branches of foreign banks. Norwegian GDP includes the oil

If these investors lending to banks demand a high rate of return, it can put pressure on a competitive banking industry to take more risks, as well as to move

Chart1 Total assets in the banking sector as a share of GDP in different countries.. Chart 1.21 Projected output gap 1) for mainland Norway and Norway’s trading partners.. Chart

Our data on interest rates show that the introduction of Basel II may have pulled down the IRB banks' lending margins (see Chart 4). Before the introduction, Norwegian IRB

The framework enhances the yearly cyclical stress test performed by Norges Bank, 4 by modelling how a network of Norwegian banks can amplify losses to the banking sector.. The

Table 2): (i) banking sector’s share of domestic credit to the non- financial sector, (ii) total banking sector’s assets as a percentage of Norwegian mainland GDP, (iii) banking